Bliss Home Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Considering refinancing in New York triggers many good thoughts on benefits from it including lowering your interest rate, consolidating your bills, shortening your loan term, switching from an adjustable to a fixed rate or taking advantage of your home's equity. It is generally considered in the industry that if your closing expenses can be recovered within the first 30 months of the new loan, mortgage refinancing is a good idea.
The New York State market is at an all time high! The amount of new New York Short Sales properties hitting the market is increasing every month unfortunately. The national average for successfully closing on short sale properties ranges in the 20% range. So this means that If there are 5000 New York Short Sales properties currently on the market, only 1000 will end up successfully selling.
Wait! That house may seem like everything you've ever wanted, but before you make an offer, take some time to consider a few things beyond the size, style and price. When buying a home, it's easy to let emotions get in the way of reality, or get sudden amnesia about factors that may make a difference.
At Bliss Home Funding we have many programs you can take part in. We offer anything from Conventional Loans to VA mortgages. Contact us today to see what is best for you.
For over 11 years, Mariah Grossman and her team have been committed to providing our clients with the highest quality mortgage services and finding the solution that fits their needs. It includes finding a financial solution in the case when your tax returns do not show enough income, your credit score is low or you cannot afford to pay upfront fees such as down payment and closing costs.
This is an excellent tool for the elderly to secure their life. Senior homeowners can use the home's equity as collateral to obtain a loan. Reverse mortgage loans differ from the traditional loan in that with a reverse mortgage no monthly mortgage payments are required and the homeowner is just responsible for property taxes, insurance, and maintenance.
